Mortgages
We have different mortgage options for wherever you call home sweet home!
What’s your next move?
Buying
Renewing
Switching
Find the mortgage to match your needs
Conventional Mortgage
Perfect for you if…
You want to take advantage of lower interest rates available and don't need flexibility in your payment schedule.
KEY FEATURES
- A conventional mortgage allows you to borrow up to 80% of the purchase price of a home.
- Property taxes are collected and paid each year by our credit union on behalf of the owner.
- Peace of Mind Protection is available; creditor life, disability, critical illness, loss of employment insurance.
CMHC Insured Mortgages
Perfect for you if…
CMHC mortgage loan insurance lets you get a mortgage for up to 95% of the purchase price of a home.
KEY FEATURES
- Access to homeownership with a minimum down payment of 5%.
- Access to competitive interest rates
- Peace of Mind Protection is available; creditor life, disability, critical illness, loss of employment insurance.
- Property taxes are collected and paid each year by our credit union on behalf of the owner.
Total Access Home Equity™
Perfect for you if...
you're looking to manage all of your credit needs under one mortgage product that puts the equity in your home to work for you.
KEY FEATURES
- Apply once to access up to 80% of your home's current value*.
- Re-advanceable to access the equity in your home any time, for any reason.
- Save interest charges by consolidating debt under one product.
- Funds are easily accessible from lines of credit through online banking, ATMs, debit card, in-branch, or by cheque.
Construction Mortgage
Perfect for you if…
you're looking to build or renovate a new home.
KEY FEATURES
- Works if you purchase a new home that requires renovations
- Can include renovations of your current home as part of a mortgage refinance that includes your existing mortgage and construction costs
- Includes new builds on a lot you already own
Get your mortgage your way
Not sure which mortgage is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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Take a look at the latest, competitive rates on offer for our mortgage solutions.
Thinking of buying a home? Try our calculator to find the mortgage to fit your budget.
